Storm damage and insurance claims
After wind, hail or a fallen limb, H & B stops the water first, then documents the damage with dated photos and measurements you can give your insurance adjuster. We are a local Richmond contractor, not a storm crew from out of state, and we explain what your policy decision means before you sign anything.

Signs it is time to call.
- Shingles creased, lifted or torn after high wind
- A tree or large limb on the roof or gutters
- Dents in gutters, vents or downspouts after hail
- New leaks immediately after a storm
How the work goes.
- Right away we tarp or board openings to stop further damage, and photograph everything before it is moved.
- Before you file we inspect and give you a written damage report with photos, so you know whether a claim is worth making.
- With your adjuster we can meet the adjuster on site, point out the damage and price the approved scope. You stay in control of the claim.
Options we install.
| Emergency tarping | Temporary protection to stop water entering while the claim and repair are arranged. |
|---|---|
| Documented inspection | Dated photos, measurements and a written summary of damage for your records or insurer. |
| Claim-scope repairs | Roof, gutter, siding and window repairs priced to the scope your insurer approves. |
Storm damage questions.
Serving Richmond, Henrico County, Chesterfield County, Hanover County, Goochland and Powhatan, Petersburg, Colonial Heights and Hopewell.
We will document the damage, meet your adjuster and price the approved work. The claim is yours, and we never ask you to sign over your claim or sign a contract before you have the adjuster's decision.

Ask for a free estimate
- Call
- (804) 555-0142
- [email protected]
- Weekdays
- 7 AM to 6 PM
- Saturday
- 8 AM to 2 PM
- Area
- Richmond and nearby counties
We call back within one business day. Active leaks get a same-day call.
Start the one-minute form